Cash Store, a Cottonwood Financial brand, is one of the largest privately held retail consumer finance companies in the consumer finance industry. Founded in 1996, we have over 345 company-owned locations across the country. This national brick-and-mortar footprint, coupled with our evolving expansion into the online space, allows us to provide best-in-class customer service and offer an innovative mix of financial products and services to our customers.
Key Company Facts
- Profitable every year since inception
- Company has zero debt – growth is funded through internally generated capital
- Locations are 100% company owned – no franchises
IndustryThe US consumer finance industry has exploded in recent years with annual revenues exceeding $40 billion. Retail consumer finance companies serve a diverse mix of consumers who are seeking short-term cash loans as a low cost alternative to costly bounced-check fees, late payment penalties, and other less desirable short-term credit options.
Current Product Mix
- Installment Loans
- Title Loans