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AppStar Financial



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A leader in the Electronic Payments Industry, AppStar Financial is distinguished from our competition by our commitment to provide our merchant clientele the best value payment solutions to meet their personal needs.

Founded in 2002, Appstar Financial provides an array of transaction processing services, including credit, debit, EBT, check and gift cards to small to medium-sized retail, home, and internet merchants.

Appstar Financial is a proud member in good standing of the Better Business Bureau. Merchants may check on our outstanding record by calling (858) 496-2131 or by viewing our Reliability Report on the BBB website at and enter our company name.

Choose AppStar Financial

Why should I choose AppStar Financial over another merchant services provider?
Appstar Financial is a leader in the electronic payments industry. We offer our merchants the highest quality payment processing programs and solutions including: credit card processing, debit and EBT card processing, check guarantee, electronic check conversion, e-commerce solutions, gift and loyalty cards.

Thousands of merchants across the country rely on Appstar Financial to provide powerful products and superior service. We offer competitive transaction processing rates and support the latest point-of-sale equipment and software. Our friendly, multi-lingual customer service team is ready to assist our customers 24 hours a day, 7 days a week to keep our merchant businesses running smoothly.

Products and Services

Credit Processing - Credit card acceptance is a necessity for today's merchants, and Appstar Financial makes it quick and easy for you. No matter your size or industry, we have state-of-the-art competitively priced credit card processing solutions to help your business succeed.

Debit Processing - Nearly one third of US consumers prefer using debit cards to make everyday purchases. Appstar Financial can process your debit transactions quickly and easily through our direct connection to regional and national debit processing networks.

Check Services - Checks are the second largest form of payment in the United States . Let Appstar Financial provide you a safe and easy way to accept checks using our Secur-Chex® products. Whether you prefer paper or electronic transactions, Secur-Chex® check services are designed to fit your business, your way.

Gift and Loyalty Cards - Almost 50 million adults purchase gift cards each year, outnumbering paper gift certificates four to one. As opposed to paper gift certificates, gift cards are more durable, easier to track, reusable, difficult to counterfeit, and an attractive way to market your company. Experience the benefits of Appstar Financial's gift and loyalty program from FirstAdvantageTM.

EBT Processing - Most states now issue Food Stamps, WIC (Women, Infants and Children), and TANF (Temporary Assistance for Needy Families) benefits on an EBT card. Using the same equipment to process EBT as credit and debit, you can easily offer this additional payment type to your customers.

E-Commerce - Accept credit cards online with FirstPay.NetTM 2.0, Appstar Financial's all-inclusive e-commerce solution. There is no easier way to sell your products and services online. FirstPay.NetTM 2.0 gives you everything you need to succeed.

Online Reporting - FirstViewTM is a secure, fast and convenient way to access your processing data anytime, anywhere you can connect to the Internet. Robust reporting features combined with easy navigation offer a detailed accounting of all your merchant activity, down to an individual transaction.

ACH Processing - FirstFundTM ACH software allows you to automatically transfer payments to and from your bank account without the hassle of preparing invoices, handling checks, or going to the bank. FirstFund installs easily onto your computer and can be used as a one-time billing method or for recurring payments.

Our Goal

Our primary goal is to partner with each one of our merchant customers and our Independent Client Consultants to form a rewarding and long-lasting relationship.