Saint Francis Hospital and Medical Center offers its employees a
comprehensive and competitive benefits package. Benefits include, but are not
limited to:
Medical Insurance
Any employee regularly scheduled to work 20 or more hours per week is eligible
for coverage under a comprehensive package of medical care benefits. Coverage is
provided through a Point of Service Plan, which has both "in-network"
and "out-of-network" coverage. Coverage for employees is effective the
first day of the month after 30 days of employment. Employees electing coverage
are required to pay a share of the premium cost, which can be made of a pre-tax
basis.
Dental Insurance
Any employee regularly scheduled to work 20 or more hours per week is eligible
for coverage under one of two dental plan options. One plan is a traditional
indemnity program, which pays a percentage of the cost for covered procedures.
There is an annual deductible of $50 per person for services other than those
that are considered preventive, for which there is no deductible.
The other plan is a PPO in which there are no deductibles for most services.
Diagnostic and preventive services, along with some restorative procedures are
covered in full. Other services require a patient fee. Coverage for employees is
effective the first day of the month after 90 days of employment. Employees
electing coverage are required to pay a share of the premium cost, which can be
made of a pre-tax basis.
Disability Insurance
Short-term disability insurance is provided to full-time employees at the
expense of the hospital. Coverage is effective the first day of the month
following six months of employment. After 90 days of continuous and total
disability, the plan pays 50% of base salary to a maximum of $350 per week for a
period of time not to exceed 13 weeks.
Long-term disability insurance is provided to full-time employees at the
expense of the hospital. Coverage is effective the first day of the month
following one year of employment. After 180 days of total or partial disability,
the plan pays 60% of base salary to a maximum of $5,000 per month.
Retirement Plan
The hospital provides eligible employees coverage in a defined benefit pension
plan, which it fully funds – i.e., requires no contribution from the employee.
To be eligible to receive a benefit, an employee must become vested by having
worked at least 1000 hours per calendar year for five years. Once vested in the
plan, a participant will be eligible to commence benefits at normal retirement
age (age 65) or, after five years of service, at a reduced amount as early
retirement (as early as age 55). The amount of one’s pension benefit depends
upon the number of credited years of service under the Plan and the
individual’s base salary for each year.
Eligible employees may participate in a 403(b) plan (Tax Sheltered Annuity),
which allows for a systematic method of voluntary savings through payroll
deductions. Employees may be able to save as much as 25% of their salary, up to
$10,500 in pre-tax dollars.
For those employees who elect to have deductions into a 403(b) plan, the
hospital provides a match on their 403(b) deduction in the amount of 50% up to
4% of base salary. The matching account balance is available upon termination of
employment if one is vested in the Plan. To be vested, a participant must have
worked at least 1000 hours per year for at least five years
Life Insurance
Any employee regularly scheduled to work 20 or more hours per week is eligible
for coverage under the hospital’s group term life insurance plan. Coverage for
employees is effective the first day of the month after 90 days of employment.
In the event of an employee’s death while employed, his/her designated
beneficiary will receive a benefit equal to the employee’s annual base salary
rounded up to the next $1,000 to a maximum benefit of $150,000. The premium cost
for this coverage is fully paid by the hospital.
Vacation and Holidays
Vacation time and holidays are provided under a single paid-time off benefit
called ETO (Earned Time Off). All employees regularly scheduled to work 8 or
more hours per week accrue such time on a weekly basis. The amount of time that
accrues is dependent upon the type of position in which the employee works and
the employee’s length of service with the hospital. Most full-time employees
initially accrue the equivalent of 22 days of ETO during their first year of
employment. Employees are eligible to be paid for such time after 90 days of
employment.
Sick Time
The hospital provides paid time off to regular part-time and full-time employees
who are unable to work for brief periods or illness or as part of a longer
period of illness under the Family and Medical Leave Policy. Regular full-time
employees accrue sick leave at the rate of 8 hours per month. Part-time
employees accrue sick leave on a pro-rated basis. An employee may accrue up to
1,080 hours of sick time. Sick time is considered insurance and any balance of
time is not payable upon termination of employment.
Reimbursement Accounts
Regular full-time and part-time employees may enroll each year in reimbursement
accounts for medical expenses and for dependent care expenses. The employee
funds their own accounts with pre-tax dollars through payroll deductions subject
to limitations.
Educational Assistance
Employees have many different programs available to them in educational
benefits. In addition to tuition reimbursement for courses, there are extensive
opportunities for in-services, seminars, and conferences, some of which are
sponsored through The
Saint Francis Academy.
Child Care Center
Saint Francis staffs a child care center for children of employees, ages 6 weeks
through pre-kindergarten. The Center is located on the south campus and is open
from 6:30 a.m. to 5:30 p.m. Monday through Friday.
Fitness Center
Employees are eligible for discounted membership at The Fitness Center located
at 95 Woodland Street.
Credit Union Membership
A full range of financial services is afforded employees who become members of
the Hartford Federal Credit Union with their main office located adjacent to the
hospital main campus.
Miscellaneous Work/Life Benefits
Employees may purchase supplemental life and disability insurances through
payroll deductions to supplement the plans provided by the hospital. Coverage
can also be purchased for eligible family members.
Auto and homeowner’s insurance can also be purchased at reduced rates
through payroll deduction, direct billing, or automatic withdrawal from a
checking account.
The hospital offers an Employee Assistance Program (EAP), which is a
voluntary, confidential counseling service designed to assist employees and/or
their families with personal problems.
Many discounted products and services can be obtained through the
hospital’s gift shop, operated by the Women’s Auxiliary. Such include
gourmet gift baskets, film developing, floral arrangements, phone cards, movie
passes, fruit baskets, etc.