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Employer Quick Look

Cottonwood Financial

(Private)  
HQ: Irving, TX   |   500 - 1,000 employees  |  
Overview
Cottonwood Financial, headquartered in Irving (Las Colinas), Texas, is one of the largest privately-held financial service providers to the retail consumer finance industry. Founded in 1996, we have over 280 company-owned locations across the country. We are actively engaged in a high-volume, rapid retail rollout of new locations to significantly increase the footprint of our company throughout the United States in both existing and new markets. This exciting growth, coupled with our evolving expansion into the online space, will enhance our ability to provide best-in-class customer service and offer an innovative mix of financial products and services to our customers.
Key Company Facts
  • Named to the Inc. 500/5000 list of the "Fastest-Growing, Private Companies" in America
  • Five time recipient of the Dallas Business Journal’s “Top 100 Fastest Growing Businesses”
  • Profitable every year since inception
  • Company has zero debt - growth is funded through internal capital
  • Plan to expand to 500 locations by the end of 2014
  • Locations are 100% company owned – no franchises
Benefits
  • Medical
  • Dental
  • Vision
  • Voluntary Life/ AD&D
  • Short-Term & Long-Term Disability
  • 401K with company match
  • Business casual work environment
Industry
The US consumer finance industry has exploded in recent years with annual revenues exceeding $40 billion. Retail consumer finance companies serve a diverse mix of consumers who are seeking short-term cash loans as a low cost alternative to costly bounced-check fees, late payment penalties, and other less desirable short-term credit options.
Current Product Mix
Installment Loans
Title Loans
Cash Advances