Cottonwood Financial Administrative Services, LLC, headquartered in Las Colinas, Texas, is one of the largest privately-held financial service providers to the growing, under-banked segment of the retail consumer finance industry. Founded in 1996, we have over 280 company owned locations in 8 states. We are actively engaged in a high-volume, rapid retail rollout of new locations to significantly increase the footprint of our company throughout the United States in both existing and new markets. We also continue to expand our product and service offerings.
- Named to Dallas Business Journal’s “Top 100 Fastest Growing Businesses” for five consecutive years
- Profitable every year since inception
- Revenues have doubled since 2004
- Company has no debt - growth funded through internal capital
- Plan to expand to 500 locations by the end of 2013
- Locations are company owned – no franchises
- Approximately 140 employees in Corporate Office and 630 employees in the field
- Corporate Office has 38,000 square feet
Our office is a business casual work environment.
- Medical Insurance(HSA and PPO)
- Dental & Vision
- Life Insurance
- AD&D Insurance
- 401K Plan with match
- Paid holidays
- Vacation
The US consumer finance industry has exploded in recent years to annual revenue of greater than $40 billion. Retail consumer finance companies, a subset of the consumer finance industry, operate primarily in the subprime portion of the market serving under-banked consumers who are seeking secured/unsecured cash loans as a low cost alternative to costly bounced-check fees, late payment penalties, and other less desirable short-term credit options.
CASH ADVANCES
Cash Advances are typically small, unsecured, short-term (until payday) cash loans of up to $2,000. These loans are usually payable in a single payment. Requirements for Cash Advances include a regular source of income, an active checking account, and valid driver’s license or state ID. To learn more about Cash Advances, please visit the Community Financial Services Association of America website at http://www.cfsa.net/about_payday_advance.html.
TITLE LOANS
Title Loans are typically small, secured, short-term (30 day) auto equity cash loans of up to $20,000. These loans are usually payable in a single payment. Requirements for a Title Loan include a regular source of income, a free and clear title, and a valid driver’s license.
INSTALLMENT LOANS
Installment Loans are typically small, unsecured or secured, short term (up to 140 days) cash loans of up to $2,000. These loans are repaid with a fixed number of periodic equal-sized payments. Requirements for Installment Loans include a regular source of income, an active checking account, and valid driver’s license or state ID.
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