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Cash America

(Public)  
Accounting - Finance
5,000 - 10,000 employees  |  
Overview

Cash America International


Cash America International, Inc. provides specialty financial services to individuals in the United States and Mexico with approximately 1,000 locations. We are the largest provider of secured non-recourse loans, commonly referred to as pawn loans, and operate under the brand names Cash America Pawn, SuperPawn, and Cash America casa de empeño, previously operated under the name "Prenda Fácil".



We also offer short-term cash advances in many of our locations under the brand names Cash America Payday Advance and Cashland. Short-term cash advances are offered over the Internet to customers in the United States at www.cashnetusa.com and www.netcredit.com, the United Kingdom at www.quickquid.co.uk and www.poundstopocket.co.uk, Australia at www.dollarsdirect.com.au and Canada at www.dollarsdirect.ca through Enova Financial, our online subsidiary. In addition, check-cashing services are provided through our franchised and company-owned Mr. Payroll check-cashing centers. For more information, go to www.mrpayroll.com.


 

Culture
Cash America operates on a set of five core values that define our character and drive the way we do business on a daily basis. Those key principles serve as the foundation for how we think, act, and interact with our coworkers, customers, shareholders and vendors. The values, outlined below, are our deep-rooted beliefs and the keys to our success.
  • We are family.
  • We strive for excellence.
  • We bring honor to the team.
  • We have fun.
  • We act with a servant's heart.


Additionally, these values help us attract the most talented, enthusiastic and professional people in the marketplace who fit our culture. Once hired, we do everything we can to keep them, including promoting from within, offering a compensation program that provides an opportunity to make a great living, providing a comprehensive and affordable benefits program, as well as a 401(k) retirement plan that includes company-matching.


These are just a few of the things that make Cash America a great place to work. We're confident you will be able to identify more if you are invited to join our team, either at our corporate office (we call it the Field Support Center) in Fort Worth, Texas, or one of our pawnshops nationwide.

Cash America is committed to a smoke-free and drug-free workplace. All persons interested in working for the company must submit to a pre-employment drug test. We are an equal opportunity employer.

Corporate History

Cash America’s story began in 1983, when founder Jack Daugherty had a dream of building a nationwide company that would provide financial services to a customer base that he knew had been ignored by traditional financial institutions.


The base for Mr. Daugherty’s dream was one pawnshop he had operated quite profitably for many years. He not only understood the simplicity of the pawn transaction, but also the intricacies of managing a pawn business. Just as importantly, he understood his customer and recognized that “THE CUSTOMER COMES FIRST” attitude always enhances the success of any business venture.


From the first pawnshop, Cash America has steadily grown with a combined strategy of acquiring existing shops and opening new locations. In 1992, Cash America acquired Harvey and Thompson, the largest pawnshop chain in the United Kingdom. In 1994, the Company acquired the largest chain in Sweden, Svensk Pantbelåning. In 1994 the Company acquired Mr. Payroll Corporation, the nation’s largest convenience store based check cashing service.


In August, 2003, the Company announced the acquisition of Cashland, an operator of a chain of consumer finance centers offering payday advances, check cashing, money transfer, and similar services.


In September, 2004, the Company announced the sale of its European operations. The company also announced an agreement to purchase SuperPawn, the largest U.S.-based independent pawn operator.


In December, 2004, it was announced that the agreement to purchase SuperPawn was completed. This acquisition allowed Cash America to enter four new western states.



On september 18, 2006, Cash America announced the acquisition of CashNetUSA and entered the Internet-based Payday Advance market. CashNetUSA provides Payday Loans to customers in 27 states.


Today, Cash America is the largest operator of pawnshops in the world.