Save Print Email
Mortgage Underwriter

JobDescription

Frontline Mortgage Underwriter

------------------------------------------------------------------

Location: Bay Area Metro

Duration: Contract Opportunity , possibly to Hire

Hours: Full Time Mon-Fri

Start: ASAP



****** Must have 4+ years Frontline Mortgage Underwriting Experience*********



Job Description

Underwriters will be responsible for reviewing, analyzing, approving and underwriting large, unusual or complex individual consumer requests and products within company and industry guidelines. Dependent on division and complexity of underwriting, functions may include:

  • Reviewing financial statements, credit reports, and applicable ratios(i.e. Debt ratios, loan-to-value);
  • Evaluating; examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines;
  • Implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines;
  • Contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decision.
  • May provide work direction and/or training to lower level team members and provide performance feedback to supervisor/manager. We are continuing to build our industry-leading mortgage underwriting team! 









  







JobRequirements

Extensive mortgage underwriting experience which includes but not limited to:

  • Experience with income analysis with includes exposure to reviewing Self-employment, Corporate, and Partnerships tax returns; advanced asset analysis and experience working with all types, and experience with layering risk and evaluation.
  • Thorough understanding of underwriting policies and procedures, including investor guidelines and regulatory updates.
  • Prior experience underwriting/signing authority of 475k or higher.
  • Ability to handle confidential material in a professional, highly ethical manner.
  • Excellent verbal and written communication skills and possess a high degree of attention to detail.
  • Strong interpersonal skills to build and maintain professional relationships with clients, customers, and co-workers.
  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Experience in talking with the borrower about loan decisions.
  • Must be able to work in a production/flexible environment.
  • Work overtime as needed.
  • Intermediate PC and keyboarding skills, including experience with Windows operating systems. 

 

This position requires compliance with all mortgage regulatory requirements and compliance policies related to these requirements including acceptable background check investigation results. Successful candidates must also meet ongoing regulatory requirements including additional screening and required reporting of certain incidents. 

   

 Preferred Skills 

  • Experience underwriting Non-Conforming and/or Bond loans
  • FHA/VA Underwriting Experience   DE/CHUMS and /or LAPP

 

 

 

BACKGROUND CHECK :

  • Criminal Background Check may be required







Job Overview
Pay: N/A
Other Pay:
EmployeeType: Full-Time
Industry Type: Banking - Financial Services
Mortgage
Accounting - Finance
Required Education: High School
Location: San Ramon, CA 94583 (map it!Map it!)
Experience:4 to greater than 15 years
Manage Others: Not Specified
Required Travel: None
Ref ID: RANCHO UW
Save Print Email
Report this job
About DISYS

DISYS provides Staffing and end-to-end IT Consulting Services in areas of Implementations and Roll-Outs, Strategic Counseling, Support and Maintenance, Upgrades, BI, CRM and Testing for large and medium-sized companies.

Choosing an employer and changing jobs is one of the toughest decisions an individual will make in their lifetime. That is why you want to choose a company like Disys, who looks out for its employees and consultants, and empowers them with opportunities and choices. We have established a workplace community of exceptional professionals who, individually and collectively, want to contribute to and be part of a high-performance organization.

DISYS is a company that understands and respects the
work-life balance. We also offer above market standard compensation and a variety of benefits comparable with
most market leaders

Find Us Online

If you’re interest in joining the DISYS family, please click Apply Now. If you want to gather more information, please visit our website.

www.DISYS.com
CareerBuilder.com's Advice

For your privacy and protection, when applying to a job online:
Never give your social security number to a prospective employer, provide credit card or bank account information, or perform any sort of monetary transaction.  Learn More >>

By applying to a job using CareerBuilder.com you are agreeing to comply with and be subject to the CareerBuilder.com Terms and Conditions for use of our website. To use our website, you must agree with the Terms and Conditions and both meet and comply with their provisions.

  • Apply Now
  • Mortgage Underwriter @ DISYS