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Company Overview

RAC Financial Services is one of the fastest-growing financial services companies in what has become a more than $50 billion-a-year industry. We're also part of Rent-A-Center, the largest rent-to-own company in the United States. It's a winning combination that has proven to be quite successful. From within the store setting we offer a variety of financial services to our customers, from Payday loans and deferred deposit loans to bill pay, money orders, pre-paid credit cards and tax services.

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Job Overview

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Job Description

JOB OBJECTIVE Assist in the operation of a profitable loan center ensuring compliance with all state laws. Provide positive and efficient customer service to all clients. Accomplish these in a way that is consistent with our mission statement.

ESSENTIAL JOB FUNCTIONS:
  • Ensure store loan operations comply with all applicable state laws, company policies, standards, and procedures.
  • Assist in growing outstanding loan balance by delivering superior customer service
  • Review, analyze and verify loan applications.
  • Assist Manager to ensure client collections are performed in a timely manner; maintain company standard charge off rate at month’s end.
  • Assist Manager to ensure store delinquency at company standard or better at Saturday close.
  • Ensure all deposits, paperwork and reports are completed accurately and in a timely manner.
  • Maintain cash levels sufficient for projected business.
  • Work as a cooperative member of the entire store team; working with RTO and CAE team members towards the financial success of the company
  • Perform Marketing & Promotional activities as directed to grow loan portfolio and overall business.
  • Compliance- Ensure that all Federal, State & local compliance standards are met and filed properly for review.
  • Protect company assets by following prescribed safety, reporting and compliance procedures
  • Provide operational support to the Loan Manager and any other duties as assigned, including but not limited to check cashing, wire transfers and debit card transactions.


Job Requirements

JOB REQUIREMENTS:
  • Related cash handling or cash management experience.
  • Minimum High School graduate, two years of college level courses with emphasis in business, clerical, bookkeeping or accounting preferred
  • Exceptional communication and customer service skills.
  • Excellent organizational and time management skills, ability to multi task.
  • Excellent math skills.
  • Computer literacy/proficiency in a windows operating system and a word processing program.

 

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