JobDescription
We are delighted that you have chosen to explore the career opportunities available with EverBank.
Primary Characteristics:
To review all loan submissions to ensure that they meet the investor guidelines. To weigh credit risk to ensure that the liability taken on by the company will result in a saleable loan. To provide superior customer service.
Essential Functions:
* Review all loan submissions and follow-up conditions provided by borrower/broker
* Ensure that Corporate operating standards are met for underwriting and compliance
* Ensure that customer service commitments are met
Minimum Qualifications (Knowledge, Skills and Abilities):
* Must have a full working knowledge of agency underwriting and selling guidelines
* Must have strong communication skills, both verbal and written
* Must have the ability to review documents within corporate time-frame a low error rate
* Must be well organized and have the ability to multi-task
* Must be able to assess risk
* Must have the ability to determine if submitted conditions are acceptable, and offer alternative suggestions as needed
* Must have the ability to review more complex loans (jumbos, self-employed borrowers)
* Must have the ability to mentor those with less underwriting experience
Training and Experience:
* Must have a minimum of 5 years in the mortgage industry
* Must have a complete working knowledge of agency automated underwriting systems
* Must have the ability to traditionally underwrite a file
JobRequirements
Note: The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all duties, responsibilities, and skills required of personnel so classified, and they may change at any time.
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EverBank is an equal opportunity employer. No employee or applicant for employment will be discriminated against because of race, color, religion, national origin, physical or mental disability, age, gender, sexual orientation, veteran's status, or status as a disabled veteran or veteran of the Vietnam era.
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