Employment Type:  Regular

Full/Part Time:  Full-time

Division:  Division Commercial

Job Description:  GENERAL FUNCTION: Assist and direct in the orderly liquidation/exit of the largest and most complex credits. DUTIES AND RESPONSIBILITIES: * Collection of past due accounts. * Formulate and execute exit strategies on the largest and most complex administrative loans. * Recommend/Negotiate best course of action on the largest and most complex administrative Loans. * Work closely/assist lending personnel on potential trouble credits. * Identification of potential loss on administrative credits. * Complete required documentation such as ALSR's on administrative credits. * Maintain adequate credit/collateral files. * Identify when legal counsel is required given transaction complexity. * Serve as coach and mentor to junior workout officers. * Assume the decision-making responsibility of the department manager in his or her absence. * Attend Admin Loan Meetings to present collection update and strategy when manager is not available. SUPERVISORY RESPONSIBILITIES: None

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KNOWLEDGE & SKILLS REQUIRED: * Bachelor's Degree in accounting, finance or economics preferred or equivalent work experience required. * Typically requires 10 - 15 years workout or related banking experience. * Deep understanding of credit policies, procedures and decisioning tools. * Knowledge of bankruptcy law and related legal proceedings. * Familiarity with the Bank's internal applications is a plus. * Requires strong oral, written communication, and negotiation skills. * Ability to access, analyze and recommend the best course of action in difficult credit situations; possess analytical and problem solving skills. * PC proficiency with Windows based word processing and spreadsheet applications.

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