A privately held Aluminum distributor that is expected to at least double it's revenue in the next 12-18 months is seeking an experienced Credit Manager with Metals Industry experience.  This position is expected to evolve into a General Manager or Controller role eventually.

           
The individual would be responsible for a small staff and charged with overseeing the following:

•  Daily credit and collections for customer accounts   
• Performing financial analysis for  client accounts, process credit applications, sets credit limits, and creates and maintains written and verbal communications with customers. 
•  Participating in month-end closing procedures and account reconciliations. 

Internal Control Responsibilities:

Ongoing involvement in the design, assessment, implementation, communication and monitoring of the organizations internal controls in accordance with regulations and laws.

• Maintain policies and procedures to ensure efficient operations, maintaining adequate internal controls. 

• Ensure internal controls are adhered to and kept up to date. 

• Encourage the reporting of any control violations. 

• Maintain current knowledge of internal control changes and be involved with refinement of the internal control process as necessary. 

• Strive for continuous improvement within the operations. 

• Challenge conventional thinking in order to obtain the most efficient solutions to issues. 

• Utilize best practices, benchmarks and metrics to improve organization.

Job Scope:

            This position operates within established parameters.  This position is directly responsible for maintaining customer contact in a professional and courteous manner while insuring that credit exposure is limited and accounts receivable is collected in a timely manner.  Credit lines must be approved through the corporate approval matrix. 

Essential Functions:

Overall responsibility for the following: 

•  Using bank, trades, financial statements, and credit reports analyze potential new, and existing, customers to establish credit limits.  While managing accounts continue to assess credit risks and increase/decrease credit limits as appropriate.

• Establish relationships with customers, resolve issues, and collect on amounts due.  Complete financial analysis, and update credit files with commercial credit reports, bank and trade references.  Review internal historical information.   

• Maintain files to ensure compliant with policy and Sarbanes Oxley requirements.  Ensure all business transactions and cash receipts are with approved entities.

• Develop relationships with customers, and internal contacts (Sales, Operations, etc.), in order to monitor credit risk in the areas of character, capacity, capital and economic conditions.

• Update multiple systems with customer information and accurate credit limits. Create and update spreadsheets and provide required reporting within assigned timelines.

• Monitor shipments on accounts.  Calculate payment requirements based on contracted terms, and reconcile customer accounts.

Qualifications:

            The following qualifications are required: 

• Bachelors Degree in Finance, Accounting, or degree in related business area; and/or, a minimum of 2 years experience in Domestic and International Credit.
• Metals Industry Experience
• Management experience -- Minimum 3 years
• Excellent written and verbal communication skills;
• a solid understanding of the credit function;
• proven ability to analyze financial statements;
• proficiency with computer and spreadsheet software skills;
• basic understanding of GAAP, 10-key skills, solid mathematical and analytical ability; strong organizational skills;
• detail orientation.  
• Must have the ability to work independently while also contributing as a team member.

Physical Activities Required to Perform Essential Functions:

            Ability to: 

• Sit for extended periods of time, up to 6-8 hours per day;
• write by hand and/or keyboard for extended periods of time, up to 6-8 hours per day;
• bend at waist, twist upper body, stand, walk, and negotiate uneven surfaces; assemble papers, staple, and file; apply sufficient force to open and close file drawers. 

• Ability to:  communicate both by phone and in person in a professional manner. 
• Visual acuity needed for close detail work, preparing and analyzing data figures, and computer work. 
• Adaptability to change within a growing organization.