Company: Fifth Third Bank
Employee Type: Full-Time
Job Type: Banking
Job Posted Date: 5/17/2013
GENERAL FUNCTION: Performs a wide range of duties related to the underwriting of residential mortgages. Renders an underwriting decision and subsequent clearing conditions to ensure credit guidelines are met. Proactive in communicating the decisiontothe Loan Originator, as well as serving as a resource to Residential Mortgage personnel on any underwriting questions. Assists in training new hires. Functions as escalation point for decisions requiring higher authority or unique problem solvingtomake the loan work. DUTIES AND RESPONSIBILITIES: .Utilize systems in place, including automated underwriting to underwrite files in a timely manner. .Underwrite conventional and portfolio loans, in addition to assisting in FHA/VA loans, until such delegation is provided. .Manage expected service levels related to decision and condition clearing. .Update information on processing and underwriting systems to verify, add, delete or waive conditions. .Contact Loan Originators with the decision on the loan immediately after underwriting the file. .Provide feedback to other staff and loan officers. .Demonstrate leadership skills as a team player by providing superior customer service, being flexible and approachable. .Responsible for appropriate section of HMDA Worksheet. .Review exception reports to ensure completion of all tasks. .Maintain knowledge of Fifth Third Mortgage Company policies and procedures, in addition to private investors, government investors and portfolio Credit Policy and Guidelines. SUPERVISORY RESPONSIBILITIES: None.
Fifth Third Bancorp is a diversified financial services company headquartered in Cincinnati, Ohio. As of December 31, 2011, the Company has $117 billion in assets and operates 15 affiliates with 1,316 full-service Banking Centers, including 104 Bank Mart® locations open seven days a week inside select grocery stores and 2,425 ATMs in Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Pennsylvania, Missouri, Georgia and North Carolina. Fifth Third operates four main businesses: Commercial Banking, Branch Banking, Consumer Lending, and Investment Advisors. Fifth Third also has a 49% interest in Vantiv, LLC, formerly Fifth Third Processing Solutions, LLC. Fifth Third is among the largest money managers in the Midwest and, as of December 31, 2011, had $282 billion in assets under care, of which it managed $24 billion for individuals, corporations and not-for-profit organizations. Investor information and press releases can be viewed at www.53.com
. Fifth Third's common stock is traded on the NASDAQ® Global Select Market under the symbol "FITB."
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