Company:
Bank of Tucson
Base Pay:
N/A
Other Pay:
Employee Type:
Full-Time
Industry:
Banking
Required Travel:
None
Reference ID:
215417
Location:
map it!US-AZ-Tucson
Contact:
Not Available
Phone:
Not Available
Email:
Send Email Now
Fax:
Not Available

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Capitol Bancorp Limited and its affiliates are proud of their reputation and employees who are a key factor in maintaining their image. You can be part of this team, which pursues excellence in the financial service industry. We want prospective employees like you to be proud of Capitol Bancorp Limited and its affiliates, and to develop a special pride in your work here, should you join our team.

We are committed to providing our employees with a very competitive benefits program and compensation package that rewards them for their ongoing contribution and committeemen to the Corporation.




Bank of Tucson located in Tucson, Arizona, is currently looking for an experienced Commercial Loan Officer to be responsible for managing a portfolio of loans which meet established lending requirements, and which provide maximum profitability for the Bank with a minimum of risk. The qualified candidate will solicit and develop all types of business activity, specializing in commercial loan relationships. Through the loan function, the incumbent is expected to generate deposits and income fees for the Bank.

 

  • Develops and manages moderately complex loan accounts; interviews loan applicants, collects and analyzes information which reflects the current credit worthiness of customers and the current merits of existing loans. Information may be obtained in a variety of methods, including inspection of the applicant's business and/or collateral, review of financial reports, personal interview, etc. Prepares loan presentations.
  • Establishes, and negotiates where necessary, the terms under which credit will be extended, including the costs, repayment method and schedule and collateral.
  • Approves loans up to stated lending limit and in general, handles the moderately complex loans of the Bank.
  • Monitors loan repayment activities and takes necessary action to collect past due accounts.
  • Represents the Bank with business, trade associations and customers; promotes the Bank's image as a good corporate citizen.
  • May participate in community and business functions and determine the various depository and credit needs of the Bank's market area to ensure that Community Reinvestment (CRA) objectives are being met.
  • May supervise Loan Processing staff.
  • May perform related duties as assigned or as the situation dictates.

    • OTHER DUTIES AND RESPONSIBILITIES

     

  • Assists with documenting loans to ensure complete loan files are maintained; works with customers and loan accounting/payment issues as needed.






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  • A high level of interpersonal skills to communicate effectively throughout the Bank and to represent the Bank positively to the public and to cultivate working relationships with current and potential commercial loan accounts.
  • Under general supervision, analyze and evaluate areas of responsibility including determination of loan risk involved and recommendation of credit limitations.
  • Familiar with Excel and Microsoft Word. Good written and verbal skills.
  • A thorough knowledge of all banking services.
  • A technical level of knowledge normally acquired through completion of a program in business administration, finance and/or related area.





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