Credit Underwriter 4
Job Description
Citi, the leading global financial services company, has some 200 million customer accounts and does business in more than 100 countries, providing consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, and wealth management. Additional information may be found at www.citigroup.com or www.citi.com. Citi Inc. and its subsidiaries ("Citi") are equal opportunity employers M/F/D/V and do not discriminate on the basis of any legally protected status or characteristic. Government underwriting experience required. Provide prompt, courteous and excellent service at an acceptable cost to all customers and operate in accordance with the company's Statement of Business Practices, Affirmative Action Diversity and other standards. Actively cooperate and interact with all entities of Citigroup. Perform credit and property analysis on conventional and government loan files submitted within the time frame established by departmental management. Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customers. Perform timely reviews of conditions submitted, as well as loan resubmissions. Analyze challenging loan packages to determine alternative solutions. Process agency/investor exception requests as needed. Audit delegated level II underwriter loans. Perform other job-related duties and special projects as required.
Job Requirements
High School diploma and 4 + years experience in underwriting property and credit. Experience with and knowledge of property and credit underwriting requirements of FNMA, FHLMC, GNMA (HUD/VA) and private mortgage insurance companies. HUD Direct Endorsement designation, VA Automatic Authority and LAPP authority required. Excellent oral and written communication skills are required. Ability to effectively make decisions in an independent manner and availability as a resource advisor for all staff. Good analytical, problem solving, organizational and communication skills needed. No Relocation Available. Equal Opportunity Employer M/F/D/V All new hires are subject to work eligibility verification via the DHS E-Verification system. **NOTE** The information listed within this description summary is intended to indicate the general nature and level of work. It is not designed to contain or be interpreted as a comprehensive account of all the responsibilities, and/or minimum qualifications required of an employee assigned to this position."
Learn More about Citi
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