Mortgage Loan Originator

Company Overview

Regions Mortgage, headquartered in Birmingham, Ala., is one of the nation's top residential mortgage loan originators and servicers. With operations throughout the South, Midwest and Texas, Regions Mortgage's primary business focus is the origination, marketing and servicing of long-term mortgage loans. Homebuyers have an assortment of financing options to choose from. With offerings that include fixed and adjustable terms, jumbo loans, FHA and VA loans. We also offer financing for primary residences, second homes and investments properties. Regions Mortgage is able to assist customers at every stage of life.

Through the pursuit of quality, a passion for teamwork and belief in each other, we achieve our objective of delivering customer service excellence. Our enthusiasm and high energy create an environment of commitment and fun, where job satisfaction is at its best. We work together to excel in the home ownership process and provide a mortgage experience that exceeds expectations.

Join the Leading Team of Mortgage Professionals!

We are currently seeking a Mortgage Loan Originator to initiate and grow business. With a recent customer service survey indicating that 98.3% of our customers would use Regions Mortgage again and would recommend us to others, it’s a career choice that just makes sense!

 Responsibilities:

• Answer customer calls and take walk-in customers to discuss various loan products and qualification information.

• Make sales calls on potential and existing customers as established in marketing plan to

  develop new business and retain existing business.

• Network through professional, business and community organizations and activities to promote and market loan products.

• Evaluate loan requests, analyze financial data, and determine qualification of collateral and customer credit history.

• Structure loan to comply with acceptable lending practices and Federal regulations.

• Cross-sell other bank products and services.

• Prepare files for underwriting, loan committee, private mortgage insurance company and investor including preparation of loan approval sheet.

• Read surveys and appraisals, and take necessary steps to correct encroachments and violations.

• Qualify loan for final approval by Loan Committee.

Requirements:

• Proven mortgage production of at least $750,000 monthly, as well as a current book of business including customer database. 

• Abundant mortgage experience in developing external business via referral partners in the market, including but not limited to realtors, builders, and financial planners.   
• Understanding of mortgage products and services offered.   
• Familiar with real estate market trends.   
• Knowledgeable regarding agency and investor regulations and guidelines.   
• Hold applicable licenses, as required.  
• Strong  written and oral communication skills.  
• Exceptional organizational skills.

Preferred Background:

• Bachelor’s degree or equivalent combination of education and experience. 

• 2+ years mortgage lending experience

Compensation/Benefits

At Regions, we know you have a life away from work. That is why we provide benefits to keep you and your family healthy, to help you plan for retirement, and to help you enjoy your life. Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for associates.

*This position is 100% commission based and offers opportunities for short and long-term financial success.

Join the industry leader and apply today!