Mortgage Loan Officer

Position Title: Mortgage Loan Officer

Reports to: Supervisor, Mortgage Section

Position Description: To interview and counsel members about first mortgage loans and to take mortgage loan applications. To establish and maintain personal relationship with members, and to guide and follow their mortgage loans from initial application through the loan closing process.

Required Knowledge, Skills and Abilities

Your success with attaining and performing the required skills and abilities will be enhanced if they consist the following:

Trainee:

• Ability to interpret and apply regulations, instructions and procedures
• Ability to comprehend, analyze and explain multiple, complex loan programs, financing option and basic mathematic principles
• Effective interpersonal, verbal and written communications skills
• Ability to speak in front of groups in a professional setting
• Ability to work independently, exercise judgment, demonstrate initiative, meet deadlines, and maintain poise under challenging circumstances
• Experience that demonstrates basic knowledge and understanding processing and closing first mortgage and equity loans
• Basic knowledge of mortgage lending requirements, regulations and procedures for VA and conventional loan programs
• Ability to solve problems and complete assigned duties with minimal supervision and assistance
• Ability to work effectively and efficiently with automated systems
• Working knowledge of Personal Computers and word processing, spreadsheet, and database applications

Target:

• Experience that demonstrates proficiency and expertise processing and closing first mortgage and equity loans
• Thorough knowledge of mortgage lending requirements, regulations and procedures for VA and conventional loan programs

Desired:

• Knowledge of automated systems, including CCWS and Unifi
• Course work in mortgage, financial or business disciplines
• Knowledge of automated systems, including primary CICS and MLCS

Benefits:

Navy Federal Credit Union offers employees a career, stability, and the opportunity to learn. Our over 7,000 employees enjoy competitive salaries and a wide range of benefits, including:

• Paid leave/vacation
• Health care/dental insurance
• Financial planning and retirement plans
• Work/life programs
• Professional development
• Employee incentive programs

Navy Federal's workplace is a smoke-free environment, including buildings, grounds, and parking areas.

Navy Federal Credit Union is the world’s largest credit union with over $35 billion in assets, 3 million members, 150 branch offices, 40,000 ATMs and more than 7,300 employees world-wide. The credit union serves all Department of Defense (DOD) military and civilian personnel and their families. For additional information about Navy Federal, visit: http://www.navyfcu.org/