Commercial Real Estate Loan Officer

Description Position is located at First Tennessee Bank, Chattanooga, TN 

Makes and services a wide variety of business and individual loans to build long-term and profitable customer relationships in order to maximize portfolio revenue growth and asset quality.  Manages complex accounts or has an assigned market region of a complex nature. 
     
Calls on current or potential customers; investigates customer needs for commercial products and services; develops sales proposals; introduces customers to other departments for cross-sell opportunities; negotiates with customers on pricing, etc. with senior officer guidance; develops fee income from credit and deposit services; finalizes and closes deals with senior officer assistance.         
Builds and maintains a portfolio mix of targeted high value and high potential clients.        
Acts as a financial advisor by educating the customer about financial strategies (e.g. Financial planning, investments, insurance, credit, market trends) based on customer profile and financial plan, and matching customer needs with appropriate products and services.  Monitors customer information/products, financial plan and market trends to identify new customer needs and opportunities to deliver further customer value.        
May assist International Operations manager with the daily activities of the department and specialize in Letters of Credit.

Requirements grammar skills.  Proficient with applicable computer software.  Good written and oral communication skills.  Good organizational and customer service skills.  Lending and/or sales experience necessary.  Relevant certifications.          
This position requires a Bachelor's Degree, Master's preferred.  Four to six years of directly related experience is required, six to eight years is preferred (specifically seeking a candidate with CRE experience).        

To apply, please visit our website at www.fhncareers.com.