Loan Officer (2012224)

SWBC has an immediate openings for Loan Officers in Torrance, CA. This is an exciting opportunity for the right individual to join an energetic and seasoned team, with an established and expanding national firm.

Headquartered in San Antonio and recognized as one of the Best Companies to Work for in Texas, SWBC is a diversified financial services company providing a wide range of insurance, mortgage, and investment services to financial institutions, businesses, and individuals. With offices across the country, SWBC is committed to providing quality products, outstanding service, and customized solutions in all 50 states.

Position Summary

Solicits the sale of mortgage loans.

Essential Duties

• Calls and visits prospective referral sources for the solicitation of mortgage loans in accordance with company standards and loan production goals.
• Assists prospective borrowers in the proper completion of loan applications, provides required disclosures, collects funds for services to be ordered and gathers necessary support documents from prospective borrowers.
• Provides customer assistance in the selection of loan programs that best fit their needs, discloses loan terms, and locks in loan interest rates.
• Develops sales campaigns in alignment with company goals and coordinates the marketing activities between Mortgage department staff members and the Marketing department.
• Coordinates with realtors and borrowers by providing answers to any questions on loan status updates and provides any significant changes to loan terms or closing dates.
• Coordinates the loan processing efforts by communicating loan status between borrowers and processors.
• Monitors the loan process to ensure loans close and fund on the date specified by the borrower.
• Performs other duties as required.

• Associate’s Degree in Business, Management, Marketing, Finance, or related field, or equivalent work experience.
• Must possess required State License.
• Must have at least five (5) years outside sales and mortgage loan experience.
• Must have working knowledge of applicable laws and regulations related to mortgage lending.
• Must have excellent interpersonal, organizational and telephone etiquette skills.
• Must be a self-starter, be able to work independently and exercise sound judgement.
• Must possess excellent communication skills (both written and oral).
• Must possess a working knowledge of personal computers to include MS Word, Excel and Internet.
• Must be able to work under sometimes stressful conditions while maintaining professionalism and enthusiasm.
• Must have a current driver’s license and clean driving record.
• Bilingual preferred.
• Must be able to travel locally.

Additional Information

• SWBC is a Substance-Free Workplace and requires pre-employment drug testing.
• Please note, SWBC does not hire tobacco users.

SWBC’s compensation package is competitive and includes the following employee benefits: 401(k) with company match, paid medical/dental health premiums for employees, Life, Long Term Disability, Accidental Death and Dismemberment, and Long Term Care insurance policies. SWBC also provides opportunities for professional growth. Only those candidates who meet the minimum requirements need apply.