About Us

Combined Insurance

As a member of the ACE Group of Companies, Combined Insurance offers products in North America, Europe and Asia Pacific. We take pride in providing supplemental insurance plans that are clearly written and easy to understand so you can be sure you are getting the right coverage. Read more about our history

Mission

Combined Insurance wants you and your family to be protected
Our mission is to provide personal service and exceptional products tailored to help protect you and your family. The world of insurance can be confusing. Combined Insurance is here to help you navigate through it by working with you to identify your specific needs, then offering coverage options to help meet those needs. View types of insurance

Values

Combined Insurance founder W. Clement Stone had the desire to "make the world a better place for this and future generations." By placing our focus on your needs, we believe we help make the world a better place, one person at a time.

Our values dictate the way we do business. As a company, Combined Insurance is:

• Customer-centric - making insurance clear and easy for you and meeting your needs is our number one objective
• People-driven - differentiating ourselves through the skills and service of our people
• Accountable and ethical - taking responsibility and doing the right thing because it is the right thing to do
• Performance-minded - always working to improve your experience and our people's satisfaction

The Benefits of Joining Combined Insurance

Excellent Earning Potential

• Training completion bonus, limited guaranteed income for the first seven weeks in-field and new agent bonuses in the first 13 weeks for agents who meet
  specific production standards
• Monthly bonuses, eligibility based on sales performance
• Residual income
• Incentives and awards
• Commission-based compensation

Comprehensive Benefits

Some benefits begin day one, while eligibility to participate in others is earned.

As employees, rather than independent contractors, our agents immediately receive:

• Weekly payment of commissions (direct deposit available)
• Tax withholding and Social Security benefit contributions
• Errors & Omissions insurance coverage
• Workers’ compensation coverage
• Accidental Death and Dismemberment insurance
• Access to the company-sponsored 401(k) plan

In six months:

• Eligible for medical insurance (with pre-tax premium deductions)
• Employee stock discount purchase plan

In one year employees are eligible for:

• Dental insurance
• Life insurance
• Disability income protection
• A 50% company match of the first 6% of your income contribution to the 401(k) plan
• Healthcare and dependent care

Effective Sales Support

Our agents’ success is our company’s success, so we support their sales efforts with training, leads and sales materials.

Training

Comprehensive classroom training
A career with Combined Insurance begins with thorough classroom instruction, which includes product training and instruction on our proven selling system.

Ongoing training in the field
All of our agents are introduced into the field through personalized training with management over the first several weeks depending on the level of need and previous sales experience.

Leads

In an effort to enhance our agents' success in making sales, leads from our current customer database along with marketing leads are provided on a monthly basis.

Sales Materials

All of our agents are provided with sales materials so they can easily and effectively explain the benefits of our products to prospects.

Job Description

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Combined Insurance Locations

Please use our interactive map to find the contact information of a recruiter in your state.